Guide · Desk

Your first buy plan: buy in steps, on your schedule

A buy plan (DCA, dollar-cost averaging) buys a coin in several smaller steps instead of all at once — every few hours, daily at a set time, or when the price reaches levels you choose. Here is how to set one up in Uurly.

By the Uurly team · Updated 18 October 2026 · 4 min read

What a buy plan does

Instead of one buy at one price, a buy plan spreads your buy over time: for example $25 of a coin every 12 hours, four times. Every buy tops up one position for that coin, so you see one average price and one result. It can also buy at price steps you set — once each, when the price comes down to them.

Set up your plan

01Open Buy plans

Go to Positions. The Buy plans card sits above your open positions; click New DCA plan. The first time, Uurly explains what a plan is and asks you to tick I understand and set this plan myself.

02Pick the coin

On the left, pick one of Your positions to top up, or under Or another coin paste a contract address (or type btc) and choose the chain.

03Amount per buy

Fill in the amount in $, or switch to Native to pay in the chain's own coin. Each buy is at least $10.

04When

Choose Every (a number of hours or days) or Daily at a time. Under First buy, pick Now or Later.

05Stop after

Stop after a Number of buys or a Total budget. An End date is optional.

06Price steps (optional)

Click + Add a price step to buy extra at a lower price. A step buys once, when the price is at or below it at two price checks in a row.

07Mode, then Start plan

A new plan starts in DRY (paper): paper buys on real prices. Choose Live to buy from your wallet. Read the summary at the bottom of the window, then click Start plan.

New DCA plan in Uurly: your positions on the left with Bitcoin picked and held as cbBTC, the amount per buy, the schedule, when to stop and the protection of the position
The New DCA plan window: the coin on the left, the plan and its protection on the right.

Protect the position

Protection for the position is optional and covers the whole position for this coin:

When the plan tops up a position that is already protected, the window shows what it keeps — a stop you set by hand stays — before you start.

While it runs

What a buy plan can't do

Plan your first buys on paper

Set the amount, the schedule and the protection once; Uurly carries the plan out on your computer, with your wallet — paper first, live when you are ready.

A free version of Uurly is coming soon: every feature, with a 0.85% Uurly fee per swap. Pro removes the fee. Join the waitlist and we'll email you when it's out.

FAQ

What does DCA mean?

Dollar-cost averaging: buying a fixed amount at regular moments instead of all at once. You pay an average of the prices along the way. It spreads the timing; it doesn't make a coin go up.

Can I top up a coin I already hold?

Yes. Pick it under Your positions in the New DCA plan window. Every buy tops up that position, and the window shows which protection it keeps.

What happens to buys while Uurly is closed?

They are not made on their own. When you open Uurly again, it asks whether to buy the missed buys now, at today's price.

Do buy plans run in the European Economic Area?

Yes. Your buy plans are your own rules and run as you set them.

Can I stop a plan any time?

Yes — Pause or Stop plan on its card. The position it built stays as it is.

Not investment advice. Crypto can go to zero; only trade money you can afford to lose. The coins and numbers in this guide are examples — you choose every one. Read the Risk Disclaimer.

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